Gulf Harbor Shipping LLC
Benefits that protect you and your family
We are proud to offer a full suite of employee benefits to our valued employees. Benefits can sometimes be complex — and our benefits team is here to help.
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A Health plan that works for you!
With this plan, there is no network; you are free to use any doctor or hospital you choose (except for transplants and outpatient prescription drugs).
Some doctors or hospitals may not recognize your insurance card.
Please watch the video presentation below and we will review how to handle that situation.
Some medical services may impact your deductible and we want you to pay as little out of pocket as possible.
The Member Advocacy Program (MAP Team) described below, is an important tool for your plan. Team members are available to assist with finding a medical provider, finding the lowest cost providers, billing, and covered charge inquiries.
Soon, you will receive your permanent ID cards in the mail. With the online tools outlined below, you can access temporary ID cards immediately, as well as all your plan documents.
Dental and Vision Benefits
Make expensive procedures more affordable
Daily brushing and flossing keep your mouth healthy, but that’s not always enough. When you see a dentist for routine appointments and unexpected procedures, dental insurance can help reduce the burden of out-of-pocket expenses. Now that’s something to smile about.
Prepare for the unexpected with accident insurance
Prepare for the unexpected with accident insurance
Accidents can happen anytime, anywhere
If you experience a covered accident or injury, accident insurance from Colonial Life provides a lump-sum benefit that can be used to help you pay for out-of-pocket expenses, such as doctor bills, co-pays or emergency room fees.
Protect your income with cancer insurance
Protect your income with cancer insurance
Help cover expenses from diagnosis through recovery
Hopefully, you and your family will never face cancer. But if you do, Colonial Life is here to help. Our cancer insurance helps provide a financial safety net that can assist with covering cancer-related expenses that medical insurance doesn’t cover, so you can focus on what matters most: recovery.
Hopefully, you and your family will never face cancer. But if you do, Colonial Life is here to help. Our cancer insurance helps provide a financial safety net that can assist with covering cancer-related expenses that medical insurance doesn’t cover, so you can focus on what matters most: recovery.
Get financial support so you can focus on recovery
Get financial support so you can focus on recovery
Help protect a portion of your income with disability insurance
No one expects to get sick or injured, especially in their prime. However, life can change in an instant. When the unexpected becomes reality, Colonial Life disability insurance can provide income protection and peace of mind.
No one expects to get sick or injured, especially in their prime. However, life can change in an instant. When the unexpected becomes reality, Colonial Life disability insurance can provide income protection and peace of mind.
The Deductible Killer - Hospital Indemnity Insurance
The Deductible Killer - Hospital Indemnity Insurance
Help cover what health insurance doesn't
For many, health insurance premiums and deductibles are skyrocketing while coverage is staying the same or worsening. Hospital indemnity insurance helps offset these additional costs by paying benefits for covered surgeries and hospital stays or services.
For many, health insurance premiums and deductibles are skyrocketing while coverage is staying the same or worsening. Hospital indemnity insurance helps offset these additional costs by paying benefits for covered surgeries and hospital stays or services.
Serious illnesses calls for serious protection
Serious illnesses calls for serious protection
Medical insurance may not cover everything — help close the gap with critical illness insurance
No matter your age or state of health, a sudden illness could significantly affect your financial well-being. When health insurance won’t cover certain medical expenses, critical illness insurance can help.
No matter your age or state of health, a sudden illness could significantly affect your financial well-being. When health insurance won’t cover certain medical expenses, critical illness insurance can help.
Get financial support so you can focus on recovery
Get financial support so you can focus on recovery
Help protect a portion of your income with disability insurance
No one expects to get sick or injured, especially in their prime. However, life can change in an instant. When the unexpected becomes reality, Colonial Life disability insurance can provide income protection and peace of mind.
No one expects to get sick or injured, especially in their prime. However, life can change in an instant. When the unexpected becomes reality, Colonial Life disability insurance can provide income protection and peace of mind.
Having Trouble? Contact our Helpdesk
John Gaines
Agency Owner
Cedric Koussanta
Sales Manager